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Life insurance with Aviva
With Aviva Protection first, you have peace of mind in knowing you and your family will be financially secure, should unforeseen situations arise.
Our range of products are rated amongst the best provided within the industry.
Aviva Protection – Life
Provides death cover. You can choose to include optional disability cover, for an additional
premium. If you die or (if disability cover is added) are disabled during the term of the policy,
you or your beneficiaries will receive a pre-determined lump sum.
Aviva Protection – Recovery Money
Provides death cover, with part or all of the benefit payable early if you are diagnosed with
one of the critical illnesses covered by the policy. You may choose to include optional disability
cover for an additional premium.
Aviva Protection – Flexible Recovery Money
Provides a benefit if you are diagnosed with one of the critical illnesses covered by the
policy. For additional cost, you can also choose to be covered for Total and Permanent Disability
(known as the Disability Benefit). It is an ancillary policy that can only be held in conjunction
with an approved Aviva Protection – Life policy. The Flexible Recovery Money policy and the Life
policy are linked. A benefit payable under one policy will reduce the benefit provided under the
other.
Aviva Protection – Stand Alone Recovery Money
Provides a benefit if you are diagnosed with one of the critical illnesses covered by the
policy. For additional cost, you can also choose to be covered for Total and Permanent Disability
(known as the Disability Benefit). Unlike the Flexible Recovery Money policy which can only be held
in conjunction with an approved Aviva Protection – Life policy, the Stand Alone Recovery Money
policy can be held separately.
Aviva Protection – Income Gold & Income Excell (Agreed Value & Indemnity)
Provide income replacement while you are Totally Disabled or Partially Disabled and unable to work as a result of either Sickness or Injury.
Payments are made until the end of the chosen benefit period. The policies have the same basic structure, however Aviva Protection – Income Gold has several additional benefits and features.
Aviva Protection - Income Daily Living
Provides income replacement while you are Substantially Disabled as a result of either Sickness
or Injury. Payments are made until the end of the chosen benefit period.
Aviva Protection – Income Business Expenses
Provides you with income cover for your business expenses if you are disabled. If you are unable
to work because of a Sickness or Injury you will receive a monthly benefit for up to one year after
the waiting period for any one claim.
Disclaimer
The above information is of a general nature and does not take into account the objectives,
financial situation or particular needs of any particular person. Before making any decision on the
basis of the above information, you should consider the Product Disclosure Statement and whether it
is appropriate for you.