Investments

When looking at opportunities to build wealth, you want to feel confident that your investment decisions create a secure financial future.

The Navigator Personal Investment Plan is specially structured for a wide range of investors, whether they’re individuals, self-managed superannuation funds, partnerships, trusts or companies.

We put you in control. With your financial adviser, you can create an investment plan that meets all your requirements. Whether your investment approach is aggressive, conservative or balanced, our range of options allows you to achieve two important goals: diversification and flexibility.

Navigator Personal Investment Plan at a glance:

• Regular consolidated statements detailing your portfolio valuation, transactions, and tax information
• Online access to view a snap shot of your portfolio at any time
• Buys and sells investment options as you direct
• Allows for margin lending and wealth protection
• 250+ Investment options including Self Select and Pre-Select investment funds
• Investment into cash, fixed interest, property and equities (Australian shares and international shares).
• Access to ASX listed shares

Looking after your investments can be complicated. It’s no good making money if you can’t enjoy it, so it makes sense to seek the advice of a financial adviser and to have all your financial affairs in one place.

To open an Aviva account, please visit your financial adviser or click here to locate an adviser using Aviva in your area.

Transfer existing investments (in specie) into the Navigator Personal Investment Plan

Navigator allows in-specie transfers into the Personal Investment Plan ('the plan'). We are able to accept investors' existing holdings in any of the managed funds and shares that Navigator offers. An in-specie transfer is a process of transferring assets without selling the underlying investment product or security. This offers the benefits of not spending time "out of market" during times of potential market growth and also save on brokerage and transaction costs.
If you want to move your holdings into the investment environment, there are benefits including:

• tax minimisation - no CGT event is incurred on the transfer into the PIP plan as beneficial ownership of the asset doesn’t change (if you don’t change entity types).
• further discounts on the Navigator administration fees (for higher balances, capping and fee linking).
• consolidation of investments and reporting.

Other important information to consider:

• the time involved to complete the transfer.  Investors may not be able to switch or redeem an investment for up to 12 weeks.
• in-specie transfers out of the Plan are permitted but there may be exit fees associated with this.  
  

The information provided on this web page is of a general nature and does not take into account the investment objectives, financial situation or particular needs of any particular person. Before making an investment decision on the basis of the above information, a prospective investor needs to consider, with, or without the assistance of a professional adviser whether the advice is suitable for their needs. Please refer to the Product Disclosure Statement for full product details.