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Term Deposit
Platform term deposit brochures
Standard term deposits
- NAB Term Deposit - interest rates
- NAB Term Deposit PDS
- St George Bank term deposit - interest rates
- St George Term Deposit PDS (three, six and twelve months)
- Adelaide Bank term deposit - interest rates
- Adelaide Bank Term Deposit PDS
- Wide Bay Australia (Investment Only) - interest rates
- Wide Bay Australia Platinum Term Deposit PDS
Guaranteed term deposits
CMAs and CMTs
When it comes to investing in cash and term deposits, we offer a range of options to suit you and your investment goals.
Term deposits
Are you after a fixed interest rate in times of market volatility? Perhaps you’re just looking to invest cash for the short to medium term? A term deposit may be just the answer – it can offer a competitive return on your money, plus it’s a low risk investment.
With Navigator you can choose from four term deposit providers: Adelaide Bank, NAB, St.
George Bank and Wide Bay Australia.
The benefits of investing in a term deposit include:
- certainty and peace of mind - term deposit rates are fixed
- competitive fixed interest rate for three, six or twelve months for term deposits ^
Please keep in mind that each term deposit provider may set a minimum amount.
Speak to your financial adviser today about your term deposit options. Please keep in mind that interest rates are indicative only.
You may not withdraw amounts from the deposit at any time prior to maturity except in exceptional circumstances. In these circumstances, NAB will reduce the interest generated on the term deposit by NAB's reasonable estimate of the cost of meeting the early redemption.
Cash management account and cash management trust
Looking for a secure investment that can pay interest monthly? Maybe you’re after a short alternative for the cash portion of your portfolio?
With Navigator you can choose from a cash management trust from BWA Managed Investments or a
cash management account from Wide Bay Australia^^.
Speak to your financial adviser today to learn more about these types of investments.
^ Monies are invested into term deposits on a weekly basis, at the current indicative rate
published on aviva.com.au. Investors should be aware that this rate may change as a result of
changes in money market rates prior to each weekly investment. Any changes to indicative rates will
be updated on aviva.com.au.
^^ Monies invested in the Wide Bay Platinum Cash Management Account and the BWA Cash
Management Trust are invested on the first business day following application (subject to standard
processing cut off times).
Operator/Administrator: Navigator Australia Limited ABN 45 006 302 987 AFSL 236466
('Navigator'). Issued by Navigator and NULIS Nominees (Australia) Limited ABN 80 008 515 633 AFSL
236465. The above information is not intended to represent general or personal investment advice.
Please speak to your financial adviser before making any decision. Prior to investing you must
obtain a copy of the Product Disclosure Statement for the relevant product available from your
financial adviser or aviva.com.au.