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Why do I need a financial adviser?
Some people might ask why they need a financial adviser. After all, it's perfectly possible to make your own investments and manage your financial affairs personally.
As a qualified professional however, financial advisers will be able to give you expert and insightful advice on how best to achieve your investment goals A financial adviser using Navigator can help to invest your money to the best advantage, develop a sound financial plan and draw on their knowledge of a vast range of products and services to most closely match your needs.
In fact, if you can answer ‘yes’ to any of the following, chances are that you'll benefit from some form of professional financial advice to help you meet your financial targets.
It is helpful if you are:
- new to investing
- don't have the time or expert knowledge to manage your own portfolio
- have trouble sticking to your financial plans
- wanting to grow your wealth
- nearing retirement age
- going to receive a redundancy
- benefiting from a financial windfall
- changing jobs
- in a complicated financial situation
What can a financial adviser actually do?
With a wealth of investment market information at their fingertips and access to investment research, your financial adviser will be able to identify and recommend the best strategy to realise your financial plans. They can also guide you through the complex legislation that governs tax, investment and superannuation.
It's an ongoing relationship where you act in partnership to secure the best possible return from your investments. Your adviser will advise you at every stage of your life, and review your schedule regularly to ensure your goals are being met.
There's a misconception that people have to start with a huge amount when they're investing money. Not true. It's important to start somewhere.